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Supporting the Next Generation of Nurse Educators

The NFLP is a loan forgiveness program designed to increase the number of trained nurses entering the nursing education workforce and to prepare qualified nurse educators to fill faculty vacancies. Qualifying students may receive NFLP loans up to $35,500 per year.

NFLP funding recipients may cancel and be forgiven for up to 85% of the loan in return for working 4 years as a:

  • Full-time faculty member in an accredited school of nursing
  • Part-time faculty member at an accredited school of nursing in combination with another part-time faculty position or a part-time clinical educator/preceptor position at an accredited health facility, affiliated with an accredited school of nursing that together equates to full-time employment

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Frequently Asked Questions

Who is eligible to apply?

Admitted or enrolled students in the following nursing programs are eligible to apply

  • Master of Science in Nursing with a specialization in Nurse Educator
  • Doctor of Nursing Practice
  • Master of Science in Nursing with a specialization in Family Nurse Practitioner
  • Master of Science in Nursing with a specialization in Adult-Gerontology Primary Care Nurse Practitioner

In addition, applicants must be:

  • A U.S. citizen, U.S. national or lawful permanent resident of the U.S. and its territories;
  • Enrolled full time or part time in an eligible program at the time the loan is established and complete the education component(s) to prepare qualified nurse faculty; and
  • Have no judgement liens entered against them, based on the default of a federal debt
  • Be committed to pursue a Nurse faculty position post-graduation.

Why does the application ask for information on the applicant’s race, ethnicity, veteran’s status, and background?

The application asks for this information because the School of Nursing must report it to Health Resources and Services Administration (HRSA). HRSA administers the NFLP program. The questions are not used to determine who will or will not be awarded the NFLP funding.

In addition to the NFLP application are there any other documents that need to be completed?

NFLP recipients have to complete the Free Application for Federal Student Aid (FAFSA) and accept their NFLP award from financial aid. NFLP recipients will also need to complete their Promissory Note, Truth in Lending, and Rights and Responsibilities documents online at our NFLP’s servicer site, Unisa. Unisa will email NFLP recipients’ instructions on how to complete these documents after financial aid is complete. This process will need to be completed each year NFLP recipients would like to receive an award.

You must complete paperwork annually with the Office of Financial Aid to remain enrolled in the NFLP program and complete additional required forms at Unisa. Financial Aid will contact you via email to complete this paperwork. NFLP funds cannot pay for the same course twice, so if you fail or withdraw from a course that you will need to take to graduate, you will need to find alternative funding to pay for the course on your second attempt.

Do I have to add the Nurse Educator Certificate Option (NECO) to receive the NFLP award?

No, individuals applying for or receiving money from the NFLP are not required to add the NECO to receive NFLP funding. However, it is advised for students to consider adding the NECO as it may strengthen their chances of securing a faculty position.

I have submitted my application. When can I expect to hear if I have been awarded the funds?

For the 2021-2022 school year applications are due January 6, 2022. Applications may be submitted after that date but there is no guarantee that funding will be available. Applicants are notified by email of the committee’s decision.

What is the maximum amount of NFLP funding that can be received and for how long can a student be funded?

The maximum amount of funding a student can receive is up to $35,500 per year. A student can also be funded for up to 5 years. However, there is limited funding so students are not guaranteed NFLP funding in any specific amount or for any number of years. Students also need to reapply for funding each year.

If I apply for the NFLP loan, can I apply for additional federal aid, also?

Yes, in addition to Nurse Faculty Loan Program support, students can receive support from other federal programs, as long as the funds are not used to cover the same costs during the academic year. NFLP funding can only be used to cover tuition, fees and books.

What is covered by the NFLP funding:

NFLP Loans can be used to cover the following expenses:

  • Tuition & Fees
  • Book and software funds at the 21-22 rate of $125 per quarter (will be included in your financial aid award if funds available)

If I receive NFLP funding for one year am I guaranteed to receive it the following year?

There is no guarantee that a student will receive money the following year. Funding is predicated upon the grant being renewed annually. However, the College of Nursing & Public Health will make an attempt to fund continuing students if the funding is available.

How is 85% of the loan cancelled?

Upon completion of each years 1, 2, and 3 employed as a full-time Nursing faculty, NFLP recipients will have 20% of their loan cancelled after each year, upon completion of the request for cancelation completed by the student. After the fourth year 25% of the loan will be cancelled. NFLP recipients must work for four consecutive years as full-time nursing faculty to receive the full 85% cancellation and complete all paperwork and requirements of the NFLP program.

Nurse Faculty Loan borrowers are limited to a 12-month time frame to establish employment as full-time nurse faculty at an accredited school of nursing following graduation. Your employment verification must also be submitted within this 12-month period otherwise you will not be eligible for the Nurse Faculty loan cancellation provision.

When a NFLP recipient is employed full-time as faculty at a school of nursing and will be requesting partial cancellation of the loan at the end of each complete year of employment, the borrower may obtain a postponement of installment payments on the loan. The borrower must submit the Request for Postponement of Installment Payment Form at the beginning of each year of employment to South University’s Servicer - Unisa.

At the end of each year of employment that qualifies for cancellation, the NFLP recipient must submit the NFLP Request for Partial Cancellation. These forms can be found at South University’s NFLP servicer - Unisa. You may download these forms at

What happens to the other 15% that isn’t cancelled?

NFLP recipients are required to repay the remaining 15% of the loan that is not cancelled. Recipients must repay the remaining 6 years of the 10-year repayment period at an interest rate of 3%.

However, NFLP borrowers may, at his or her option and without penalty, prepay all or any part of the loan at any time. Interest on your Nurse Faculty Loan will accrue at the rate of 3% per annum beginning three (3) months after you graduate from your nurse education program at South University. Interest will be payable at the end of your nine (9) month grace period. This 3% interest rate is contingent upon your completion of your program and verification of your employment as a nurse faculty member once you graduate.

Exit Counseling

After graduation, withdrawal from South University, or failure to enroll in courses after a length of time, you will be contacted by Unisa, South University’s NFLP servicer Unisa. You will be required to complete mandatory Exit Counseling on Unisa’s site. HRSA regulations require that all borrowers complete exit counseling for loans received through the Nurse Faculty Loan Program.

How long after graduation do I have to obtain employment as a full-time nurse faculty member?

NFLP recipients must obtain full-time employment as a nurse faculty member within 12 months of graduation and submit the NFLP Employment Certification. NFLP recipients who do not obtain full-time employment within 12 months are not eligible for the 85% cancellation. At that point the full loan must be repaid and the interest will be at the prevailing market rate.

What is the interest rate at the prevailing market rate for NFLP recipients that do not complete the program or fulfill the teaching requirements?

The prevailing market rate, which is determined by the Treasury Department, is fixed and published quarterly in the Federal Register. As of September 2021, the current prevailing market rate is 9.58%. Current rates can be found at:

Can I be hired by the College of Nursing & Public Health?

Yes, it is possible to be hired by the College of Nursing & Public Health but there is no guarantee of an offer of employment for students receiving NFLP funding. NFLP recipients should actively apply to as many schools as possible.

Who can I ask more questions about the NFLP award and process?

Please email:

Financial Aid is available for those who qualify.